Lady Jubilee Car Insurance In Kenya

The Lady Jubilee cover is specially made for female drivers of private vehicles which has additional benefits beside those offered by other motor insurance covers, the product was designed since lady drivers have proven to be safer drivers. In comparison to the Jubilee car insurance policy in Kenya, this special cover for lady drivers has cheaper pricing and better range of benefits and limits of liability. Worldwide from the least to the most developed countries, ladies have been proven to statistically be better drivers and as a result enjoy discounted pricing on car insurance policies not just here in Kenya but overseas as well. It is because of the reasons below that ladies enjoy these discounts:

They drive for less hours
They drive at lower speeds
They rarely drive at night
They are more cautious on the road
They have fewer impaired driving convictions

In analyzing the factors above, it was concluded that female drivers are have a much lower accident frequency, have less speeding tickets than their male counterparts. In fact, global statistics show that speeding is more likely to be a factor for men (24%) than for women (15%). Lastly, female car insurance policy holders are less likely to drive impaired or under influence of alcoholic substances (DUI). A research conducted in the USA, the FBI reported that 716,398 men were arrested for DUIs compared to 221,778 women in 2010.

For a lady to acquire the Lady Jubilee car insurance policy, she must fulfill the following conditions;

She must be a licensed driver
She should be the primary driver of the car
The vehicles log book should be registered under her name

It is important to note that the Lady Jubilee car insurance policy is comprehensive in nature and therefore the benefits in an addition to the standard third party car insurance policy in Kenya.

The Lady Jubilee cover has 3 options that are based on the value of customer’s motor vehicle

Bronze: For car value below 1,000,000
Silver: For car value between KES 1,000,00 to KES 2,000,000
Platinum: For car value that is above KES 2,000,000

Benefits

Lady Jubilee cover has a number of benefits, with the extent of the cover based on the value of the car:

	BRONZE	GOLD	PLATINUM
Hand bag contents	5,000	10,000	20,000
School fees (Upon Death or Permanent Disability)	250,000	500,000	1,000,000
Home Insurance (content cover)	100,000	250,000	500,000
Personal Accident for Insured	100,000	200,000	300,000
Accommodation after accident	5,000	10,000	20,000
Forced ATM withdrawal	20,000	30,000	40,000
Preloaded oil Libya Fuel card	500,000	1,000,000	1,500,000
Shopping vouchers	500,000	1,000,000	1,500,000

The cover also has benefits that are free;

Road rescue services provided by AA Kenya
Medical check-up that will cover a blood sugar, free breast and Pop smear check-up, at Aga-Khan Hospital
Excess protector that covers the excess charges
A lady jubilee gift pack
A preloaded fuel card
Free Nation Hela card complete with special discounts at Nation Media Group for broadcast and print